Debt-to-Income Ratio

Calculate your DTI ratio

Monthly Income (₹)

Home Loan EMI (₹)

Car Loan EMI (₹)

Credit Card Payment (₹)

Other Debt EMIs (₹)

DTI Ratio

47.5%

Rating

Poor

Total Debt Payments

₹38,000

Remaining Income

₹42,000

DTI Guidelines

≤20%

Excellent

21-35%

Good

36-43%

Fair

>43%

Poor